Personal Protection

Life Cover

In the journey of life, securing the financial well-being of your loved ones is a cornerstone of responsible planning. Loyalty Financial Solutions Limited recognises the significance of this responsibility and offers comprehensive Life Cover solutions that transcend mere financial protection. Our Life Cover is designed to be a pillar of strength for your family, providing financial security and peace of mind in times of uncertainty. Whether you are a young professional, a parent, or planning for your retirement, Loyalty Financial Solutions Limited is your trusted partner in ensuring that your legacy endures.

Life Cover, also known as life insurance or term life insurance, is a form of protection that provides a lump sum payment to your beneficiaries in the event of your death. It is a crucial component of financial planning, offering a safety net that goes beyond immediate expenses. Our Life Cover solutions are crafted to address the diverse needs of individuals and families, providing a holistic approach to financial security.

Critical Illness Cover

In the tapestry of life, unforeseen health challenges can create unexpected financial burdens. Loyalty Financial Solutions Limited recognises the impact that critical illnesses can have on individuals and families and offers a robust Critical Illness Cover to provide not just financial support but a lifeline of empowerment. Our Critical Illness Cover is designed to offer a sense of security, allowing you to focus on recovery rather than worrying about the financial implications of a critical health condition. Whether you’re a young professional, a parent, or planning for your retirement, Loyalty Financial Solutions Limited is your steadfast partner in navigating the uncertainties of health and finance.

Critical Illness Cover is a specialized form of insurance that provides a lump sum payment if the policyholder is diagnosed with a critical illness covered by the policy. Unlike traditional health insurance, which typically covers medical expenses, Critical Illness Cover is designed to offer financial support beyond healthcare costs. Loyalty Financial Solutions Limited’s Critical Illness Cover is a proactive approach to securing your financial well-being during challenging times.

Income Protection

Loyalty Financial Solutions Limited understands the significance of financial security, especially when unforeseen circumstances threaten your ability to earn an income. Our Income Protection solutions are crafted to be more than just an insurance policy; they are a commitment to safeguarding your livelihood. Whether you’re a professional, a parent, or planning for your retirement, Loyalty Financial Solutions Limited is your dedicated partner in navigating the uncertainties of income disruptions.

Income Protection, also known as disability insurance or salary continuance, is a form of coverage that provides a financial safety net if you are unable to work due to illness or injury. Unlike other forms of insurance that focus on medical expenses, Income Protection is designed to replace a portion of your income, ensuring that you can meet your financial obligations even when you are unable to work. Loyalty Financial Solutions Limited Income Protection solutions are proactive measures to fortify your financial resilience during challenging times.

Family Income Benefit

Loyalty Financial Solutions Limited recognizes the essence of family and offers a distinctive solution — the Family Income Benefit. This innovative insurance product is designed to be more than just financial protection; it is a promise to provide continuous support to your family in the event of the unexpected. Whether you’re a parent, a guardian, or the cornerstone of your family, Loyalty Financial Solutions Limited is your dedicated partner in ensuring that your family’s future remains harmonious, regardless of life’s uncertainties.

Family Income Benefit is a unique form of life insurance that provides a regular, tax-free income to your loved ones in the event of your passing during the policy term. Rather than a lump sum payment, the Family Income Benefit ensures that your family receives a steady stream of income, providing financial support over an extended period.  Family Income Benefit is a melody of security, designed to resonate through the years and nurture your family’s financial harmony.

Private Medical

Private Medical Insurance, often referred to as PMI or health insurance, is a form of coverage that offers access to private healthcare services, ensuring prompt and personalized medical care. Unlike public healthcare, private medical facilities provide a range of benefits, including faster access to consultations, specialist treatments, and a more tailored approach to your health needs. Our Solution Private Medical Insurance is a symphony of healthcare that places you at the centre, prioritizing your health and well-being.

The cornerstone of Private Medical Insurance is access to private healthcare facilities. This insurance collaborates with an extensive network of private hospitals, clinics, and specialists, ensuring that you receive top-notch medical care with minimal waiting times. This privilege allows you to take control of your health journey and receive prompt attention to your healthcare needs.

[ Your Insurance policies may lapse if you do not keep up to date with regular premium payments, and you may not be covered if a claim is made. ]